Pennsylvania charges a flat 3.07% state income tax on wages — among the lowest flat state rates nationwide. What makes PA paystubs unique is local earned income tax (EIT): many municipalities and school districts add their own percentage on top, so two neighbors with the same gross can see different local lines. This calculator includes the statewide 3.07% plus federal tax and FICA only.
Pennsylvania local earned income tax (EIT) is not modeled — add your local rate for a full paystub match.
Bi-weekly take-home
$1,861.79
Annual net: $48,407
Where your pay goes
| Gross salary | $60,000 |
| Federal income tax | −$5,162 |
| State tax (Pennsylvania) | −$1,842 |
| Social Security | −$3,720 |
| Medicare | −$870 |
| Net pay (annual) | $48,407 |
| Net pay (Bi-weekly) | $1,861.79 |
Single filer, federal standard deduction in the engine, no 401(k) or pre-tax health in inputs — state 3.07% only; no local EIT.
| Item | Annual estimate |
|---|---|
| Gross wages | $60,000 |
| Federal income tax | $5,162 |
| Pennsylvania state income tax (3.07%) | $1,842 |
| FICA (Social Security + Medicare) | $4,590 |
| Estimated net take-home | $48,407 |
Local EIT is set by where you work and/or live, depending on PSD rules — your employer’s payroll department or official rate notice is authoritative. The statewide 3.07% is only part of the story for Philadelphia, Pittsburgh, and thousands of smaller jurisdictions across the commonwealth.
Pennsylvania’s state personal income tax is a flat 3.07% on compensation in this calculator’s 2026 data. That is one of the lowest flat state rates in the country. Many Pennsylvania residents also pay a local earned income tax (EIT) that varies by municipality and school district — local tax is not included in this tool.
Employers withhold Pennsylvania state tax at 3.07% on wages, plus federal income tax per your W-4, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus additional Medicare above IRS thresholds). Local EIT is collected separately in many areas; add your local rate from your PSD code or employer notice for a full stub match.
Yes — Pennsylvania is known for local earned income taxes that differ by city, borough, and school district. Rates are often in the 1%–2% range combined but can vary. This paycheck calculator only models the statewide 3.07% line plus federal and FICA, so Philadelphia, Pittsburgh, or suburban workers should expect an extra local line on real paystubs.
Ohio, New Jersey, New York, Maryland, Delaware, and West Virginia each use different state tax systems; New Jersey and New York often show higher state tax on the same gross than PA’s 3.07% state rate alone. Because PA local EIT stacks on top, compare total state+local withholding, not just the state line.
Common lines are federal tax, Pennsylvania state income tax (3.07%), local EIT where applicable, Social Security, Medicare, and pre-tax benefits (401(k), health insurance). Unemployment and workers’ comp are usually employer-paid and not employee deductions on the stub.
Update your federal W-4 if withholding is too aggressive. Use pre-tax 401(k), HSA, or FSA elections to reduce federal taxable income. Local EIT is generally not avoided by federal pre-tax plans the same way — confirm with a payroll provider. For large refunds, you are effectively giving the IRS an interest-free loan; tune withholding instead.
Educational estimates only. Not IRS or payroll advice.