GST/HST Calculator
Estimate GST and HST amounts for purchases in Canada.
Built from official federal and provincial rate sources.
Compare taxes, mortgages, salary outcomes, and retirement scenarios with practical calculators tailored for Canadian and US households.
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Estimate GST and HST amounts for purchases in Canada.
Estimate taxable capital gains and tax on Canadian investments, real estate and crypto.
Calculate Canadian crypto capital gains tax using the CRA ACB method.
Calculate your crypto profit, loss, ROI multiple and break-even price.
Live Bitcoin and crypto to Canadian dollar converter. Updates every 60 seconds.
Calculate US crypto capital gains tax. Short-term vs long-term IRS rates, all 50 states, NIIT included.
Calculate your Express Entry CRS score for Canadian immigration. All factors included.
Latest Express Entry draw, CRS cut-off trends by category and the full draw history from IRCC data.
Plan your Canadian monthly budget with 50/30/20 rule analysis, RRSP/TFSA tracking, and real-time insights.
Calculate your net worth and compare to other Canadians by age. Includes financial health score and percentile rank.
Calculate your CPP and OAS retirement benefits. Compare starting at 60, 65, or 70 with break-even analysis.
Calculate how much to save per month for any goal โ down payment, emergency fund, vacation. TFSA and HISA recommendations included.
Compare the best Canadian credit cards. Personal calculator ranks cards by what you will actually earn based on your spending.
Compare the best US credit cards for 2026. Personal calculator ranks cards by what you will actually earn.
Check mortgage affordability under Canada's stress test rules.
Estimate max home price in Canada (stress test, GDS/TDS, CMHC) or the US (28/43 DTI, PMI, conforming limit).
See max rent from the 30% (or 20/40%) rule and a debt-adjusted budget for Canada and the US โ provinces and states supported.
Calculate your FIRE number, FIRE age, and Coast FIRE. Year-by-year path to financial independence for Canada and the USA.
Compare long-term benefits of RRSP and TFSA contributions.
Project TFSA growth and contribution room planning.
Estimate GIC maturity value and interest: compound or simple, 1โ5 year terms, non-registered, TFSA, or RRSP.
Estimate Canada Pension Plan benefits from earnings history.
Estimate federal and provincial income tax in Canada.
Estimate federal and provincial income tax in Canada and compare all provinces for 2026.
2027 TFSA, RRSP, CPP, EI, federal brackets and OAS clawback numbers, each marked official, projected or pending.
Calculate net pay after Canadian taxes and deductions.
Calculate net pay after Canadian taxes, CPP and EI for any province in 2026.
Estimate monthly mortgage payments for Canadian homes.
Estimate monthly mortgage payments for Canadian homes, with stress test and CMHC insurance context.
Next Bank of Canada announcement with countdown, decision history, and what a 0.25% move does to a variable mortgage.
Today's Canadian prime rate, every change since 1990, and what prime means for variable mortgages and HELOCs.
Estimate Canadian auto loan payments and total interest.
Estimate Canadian auto loan payments, sales tax and total interest.
Estimate taxable capital gains for Canadian investments.
Estimate US take-home pay after federal tax, state tax, Social Security, and Medicare for all 50 states.
Calculate US auto loan payments with sales tax, fees, trade-in, and credit-score rate guidance.
Estimate your 2026 US federal tax refund or balance due from income, withholding, and credits.
Calculate your monthly US mortgage payment with principal, interest, property tax, insurance, PMI, and HOA.
Estimate 2026 federal and state income tax (2026 state brackets) with standard deduction, 401(k), IRA, HSA, FICA, and all 50 states + DC.
2027 tax brackets, standard deduction, 401(k), IRA, HSA, Social Security and Medicare numbers, each marked official, projected or pending.
Project 401(k) balance with employer match and 2026 limits; compare Traditional, Roth, SEP, and SIMPLE IRA outcomes.
Estimate retirement benefits by claiming age (62โ70), FRA comparison, lifetime to 85, and simplified spousal benefits.
Your 2027 Social Security payment after the 3.6% COLA and Medicare Part B, with IRMAA tiers and the 2027 payment calendar.
Estimate your 2027 Obamacare premium tax credit by county, household and income, and see how close you are to the 400% FPL cliff.
Compare every ACA Marketplace plan in your county by total yearly cost after subsidy: typical year, bad year and worst case.
Estimate federal short/long-term capital gains, NIIT, flat state rates, and primary home sale exclusion.
Estimate RRSP tax savings by province and project retirement growth with a year-by-year schedule.
Calculate your RRIF minimum withdrawal with CRA factors, OAS clawback check, spouse age election, and a 20-year balance projection.
Combine CPP and OAS with clawback, provincial tax estimate, and CPP start-age comparison to age 85.
Calculate US student loan monthly payments and compare federal repayment plans including Standard, IBR, SAVE, and PSLF.
Estimate FHSA tax savings, project growth toward a first home, and compare FHSA vs RRSP HBP vs TFSA.
Calculate land transfer tax for all Canadian provinces including first-time buyer rebates.
Calculate your CMHC mortgage insurance premium for 2026.
Estimate the maximum home price you can afford in Canada using GDS/TDS ratios and the mortgage stress test.
Calculate your debt-to-income ratio and see if you qualify for a mortgage in Canada or the US.
Estimate your mortgage break penalty in Canada โ IRD vs 3-month interest comparison.
Estimate your total closing costs when buying a home in Canada โ land transfer tax, legal fees, title insurance, and more.
Calculate your RESP growth and CESG grant for your child's education savings.
Compare take-home pay across all 50 states and DC and estimate relocation with taxes and cost of living.